ARF

When you reach your retirement age, and you’ve taken your tax free lump sum, in a time where annuity rates are near their lowest levels, more and more retirees are choosing the ARF option.

Benefits of ARF (Approved Retirement Fund)

• The value of the fund can remain invested in a fund and can grow of fall in line with how the fund performs.
• The ARF can be used to buy an annuity at a later time if annuity rates improve or buying an annuity suits your needs.
• The value of your ARF passes completely over to your spouse who can continue to benefit financially, if you suffer an untimely death.