Personal Financial Planning

Personal Financial Planning

Welcome to Mark Cahill Financial Services, where we understand personal financial planning. Whether you’re in PAYE employment, planning for retirement, or managing your own business, we are here to guide you through the tricky landscape of financial management to help you get optimal results.

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The Importance of Personal Financial Planning

1. Create Real Financial Goals

Establishing clear and realistic financial goals is the foundation of a successful financial plan. We can help you to identify short-term and long-term objectives, ensuring your aspirations are both achievable and tailored to your needs.

2. Management of Critical Costs

Through brokering the market for lower outgoings on mortgage repayments, life insurance and serious illness cover premiums, we can help you to gain control over your finances.

3. Emergency Fund Planning

Life is unpredictable, and having an emergency fund is prudent. We’ll help you build a safety net that ensures financial stability at all times.

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Investment Strategies

4. Risk Profile Assessment

Understanding your attitude to risk is the cornerstone of an investment portfolio that aligns with your financial objectives. We will guide you comprehensive risk assessments to tailor investment strategies to your needs for different investment time horizons.

5. Diversification and Allocation of Investment Assets

It’s critical to diversify your investment with different asset classes to suit the growth you wish to target.

6. Retirement Planning

Securing your future with a tax efficient retirement plan is best practice. We advise on all pension structures e.g. Master Trust, Personal Pension, PRSA, Personal Retirement Bond, Self-administered pension, Self-directed pension etc and we recommend a clear retirement strategy that can provide solid returns, be sufficiently diversified and one that links seamlessly with any other supplementary exit strategy reliefs available in a holistic manner.

Our experts help you to create your customised plan that will provide you a healthy retirement nest egg.

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Financial Protection Planning

7. Life and Serious Illness Cover

Protect your loved ones in event of early death with the correct life insurance plan. We help by advising you in relation to which type of policies provide tax relief, supplementary benefits like serious illness cover, cancer cover, hospital cash cover, income protection etc.

We also broker the market for the lowest premiums to suit your specific needs.

8. Mortgage Advice

At Mark Cahill Financial Services, we provide mortgage advice and are happy to package mortgages for our clients with one of our panel of mortgage providers, which removes a lot of uncertainty from an otherwise stressful process.

Personal Financial Planning happy family with mortgage

Ongoing Monitoring and Adjustments

9. Regular Annual Reviews

Regular reviews are recommended to ensure your financial plan stays aligned with your goals – Be it life changes like marriage, buying a home or retirement or be it regulatory changes being imposed, we offer ongoing support with annual reviews on request.

At Mark Cahill Financial Services, we believe that you deserve to be engaged in your own personal and comprehensive financial strategy.

Whatever financial product or goal you are interested in, get in touch now so we can help you today!

How to Get Started

Are you interested in Personal Financial Planning? Do you need help securing your family’s financial future? Follow the steps below to get started with Mark Cahill Financial Services.

Alternatively, if you’re interested in Financial Planning for Business Owners, you can find out more HERE.

Step 1: Contact Us

Contact us and Speak to Mark Cahill.

Step 2: Information

Provide us with some information on your current situation and what you're looking for.

Step 3: Advice & Next Steps

We will provide you with advice and next steps to get started.

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