Landline: 01-4411748 | Mobile: 086-8201180 | Mail: info@markcahillfinancialservices.com

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Privacy Statement

Privacy Statement for: Mark Cahill t/a North Dublin Mortgages, Mark Cahill Financial Services, Company Pension, Pension Dublin.

Mark Cahill t/a North Dublin Mortgages, Mark Cahill Financial Services, Company Pension, Pension Dublin handles and protects your Personal Information with the highest standards of confidentiality and security in accordance with the Data Protection Act 1988 and the Data Protection (Amendment) Act 2003. The information that you provide and any other information provided by any third party in connection with or in relation to your application will be held by us on a computer database and/or in any other way.

Personal Information We Collect

We collect Personal Information from you when you apply for one of the products which we offer and/or when you enter our competitions. Depending on the product we supply to you, it may be necessary for us to collect sensitive data (such as medical conditions) relating to you and others named on the insurance policy. Please do not send us any genetic test results. It is your responsibility to get consent from the other people named on your policy before sharing their sensitive information with us. Should you contact us by Web Chat, phone, email or post or by any other method – we may hold the content, contact details and any additional information you provide to us on record for future reference and use.

Cookies

A cookie is a small amount of data, which often includes a unique identifier that is sent to your computer browser from a website’s computer and is stored on your computer’s hard drive. Each website can send its own cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser only allows a website to access the cookies it has already sent to you, not the cookies sent to you by other websites. We record visits to our website and use browser cookies in order to monitor your progress through our site although we do not store your personal data in browser cookies. This information is used by us to measure the performance of the site and to generate other statistics about visitors to our web site in general. We may also use this data to make the site easier and more convenient to use. Users can set their computers to accept all cookies, to notify them when a cookie is issued, or not to receive cookies at any time. If you set your computer not to receive cookies, this will mean that some websites will not function and certain personalised features cannot be provided to you. Each browser is different, so check the “Help” menu of your browser to learn how to change your cookie preferences. Information from cookies can help us to analyses the profile of our visitors and help us to provide a better user experience. Please take note of the following information (provided directly by the companies identified) with regard to the third party cookies used on our website: Company Information:

Google Universal Analytics

  • Definition: Google Analytics is a web analytics service provided by Google, Inc.
  • Function: Google Analytics uses cookies in order to evaluate your use of our website. Browsers do not share cookies across domains.
  • Personal Information: Google do not collect or store personal information. Google Analytics prohibits the tracking or collection of personal information or association of personal information with web analytics information. Google Analytics does not report the actual IP address information to Google Analytics customers.
  • Opt-out: Users may opt-out of Google Universal Analytics use of cookies by visiting the Google Universal Analytics opt-out page.
  • Google Analytics Advertising features enabled:
    • User ID – This allows Mark Cahill t/a North Dublin Mortgages, Mark Cahill Financial Services, Company Pension, Pension Dublin to associate multiple sessions (and any activity within those sessions) with a unique ID, in this case a Quote ID. When the unique ID and any related engagement data is sent to Google Analytics, all activity is attributed to one user in the reports. With the User ID, we can get a more accurate user count, analyse the signed-in user experience, and get access to the new cross device reports.
    • Demographics and interests reporting – Understand how our site audience breaks down by age, gender, and interests.
  • Storage Location: Google stores the information collected by the cookie on secure Google servers.
  • Source: Google Inc.

Google AdWords

  • Definition: Google AdWords is an advertising analytics service provided by Google, Inc.
  • Function: AdWords uses temporary cookies that are stored on a user’s computer for a limited period. Only pages that a user has visited containing the Google conversion code are tracked.
  • Personal Information: Google do not collect or store personal information. Conversions are not isolated: This means that you can’t match conversion data to specific customers, just see overall data for ads and keywords.
  • Storage Location: Google stores the information collected by the cookie on secure Google servers.
  • Source: Google Inc.

Google AdWords Remarketing

  • Definition: AdWords Remarketing is a Remarketing and Behavioural Targeting service provided by Google Inc.
  • Function: This website uses the Google AdWords remarketing service to advertise on third party websites (including Google) to previous visitors to our site. It means that we advertise to previous visitors who haven’t completed a task on our site, for example not completing a quote. This could be in the form of an advertisement on a site in the Google Display Network. Third-party vendors, including Google, use cookies to serve ads based on someone’s past visits to our website.
  • Personal Information: Google do not collect or store personal information.
  • Opt-out: Users may opt-out of AdWords Remarketing use of cookies by visiting the AdWords Remarketing opt-out page.
  • Storage Location: Google stores the information collected by the cookie on secure Google servers.
  • Source: Google Inc.

Use of Personal Information

We use your Personal Information to:

  • Generate quotations, and process applications and proposals for the products which we offer.
  • Administer the products and services we supply to you, process claims and occasionally also for market research and statistical purposes. You will be given the option at the time of not participating in such market research.
  • Send you offers, with your consent, for products which we feel are relevant to your needs.

Sharing of your Personal Information: Mark Cahill t/a North Dublin Mortgages, Mark Cahill Financial Services, Company Pension, Pension Dublin does not share your personal information with any third party except as necessary to operate services and to fulfil legal and regulatory obligations. For this purpose, information may be shared in confidence with third parties both inside and outside the European Economic Area such as trustees, professional advisers and reputable external agencies, service providers, regulatory bodies and authorities, private investigators, and other insurance and financial services companies (directly or via a central register). Your Personal Information may be shared with any of the Insurance companies offering quotations through Mark Cahill t/a North Dublin Mortgages, Mark Cahill Financial Services, Company Pension, Pension Dublin.

Where we choose to have certain services provided by 3rd parties, we take all reasonable precautions regarding the data protection practices utilized by the service provider in protecting your Personal Information.

How is your Information Secured and Protected?

We have technologies and procedures in place to protect your personal information. Emails you send us are not necessarily secure when they are transmitted to us. If your communication is sensitive or includes highly confidential information such as Bank details, we suggest you provide them to us by telephone. We train our employees with access to your information that it is to be used only in adherence with our Privacy Statement and the data protection laws applicable. Employees who misuse customer information are subject to disciplinary action.

Telephone Recording

We may record telephone calls for training and verification purposes.

Communication with Customers

When you request a quote from us, you will receive a text message and/or email in relation to that quote and we may contact you by telephone to discuss it further but you will not be added to any marketing list without your consent. There may also be requirements to contact you for the purposes of discussing renewal terms of an existing policy with us or any other query directly related to an existing policy with us.

Other Products and Services

In the future Mark Cahill t/a North Dublin Mortgages, Mark Cahill Financial Services, Company Pension, Pension Dublin would like to use your Personal Information with your consent for the purpose of offering you other products and services which we think may be of interest to you. For this purpose, and occasionally also for market research and statistical purposes, information may be shared with third parties such as trustees, professional advisers, reputable external agencies, and service providers. This information may be provided to you by post or email. If you wish to opt out of any such contact, please contact us at: Mark Cahill t/a North Dublin Mortgages, Mark Cahill Financial Services, Company Pension, Pension Dublin 38 Drynam Avenue, Kinsealy, Co. Dublin. 01-4411748 or info@markcahillfinancialservices.com

How to Access and Update your Information?

You have the right of access to any Personal Information about you which we hold by sending in a signed written request to: Data Manager, North Dublin Mortgages, 38 Drynam Avenue, Kinsealy, Co. Dublin.

A fee may be charged for this (€6.35). To ensure that Mark Cahill t/a North Dublin Mortgages, Mark Cahill Financial Services, Company Pension, Pension Dublin satisfies itself about the identity of the person making the request so it does not disclose personal data to a party who is not entitled to it under the Data Protection Act, the person making the request will need to provide Mark Cahill t/a North Dublin Mortgages, Mark Cahill Financial Services, Company Pension, Pension Dublin with their name, address(es), date of birth and any policy IDs/numbers that they have along with a copy of their photo identification. You also have the right to require us to correct any inaccuracies in the information we hold about you by sending us a written request.

Changes to this Statement

We reserve the right to modify this Privacy Statement at any time. We encourage you to review this Statement periodically to stay informed about how we handle and protect your Personal Information. Your continued use of this service constitutes your agreement to this Privacy Statement and any subsequent updates.

Mark Cahill t/a North Dublin Mortgages, Mark Cahill Financial Services, Company Pension, Pension Dublin is regulated by The Central Bank of Ireland.